Building a secure financial future requires time and careful planning. When it comes to thinking about how we wish to enjoy our years beyond our working life, it is important to have the right plans in place to secure our financial futures.

However, many of us underestimate just how much money we’ll need to fund our retirement years, or how early we need to start planning, especially if we have become accustomed to a certain quality of life during our working lives. This is especially true of medium-to-high income earners.

At Consilium Private Advice, Founder and Director David Hayes’ approach to retirement planning is precise, methodical and generally involves:

• A thorough and detailed review of your current financial resources and commitments
• Gaining a detailed understanding of your future lifestyle and financial goals and objectives as well as any foreseeable events that may affect your future plans
• Financial modelling to forecast potential investment outcomes and income streams from various investment strategies
• A review and assessment of these findings to determine an effective way forward
• Consolidating our recommendations into a single strategy document for your review and consideration
• Full implementation of all recommendations once you are comfortable with the solutions proposed
• A tailored Ongoing Service program involving regular meetings and updates and a high level of personal interaction and support.

To find out more about our approach to retirement planning, contact David Hayes on 0478 956 056 or email dhayes@consiliumpw.com.au.